Evidence-Based Financial Education
Our methodology draws from peer-reviewed research in behavioral economics and financial psychology, validated through longitudinal studies spanning over eight years of learner outcomes.
Scientific Foundation
Since 2017, we've collaborated with researchers at three Canadian universities to develop our approach. The framework emerged from analyzing how people actually learn financial concepts—not how we think they should learn them.
Dr. Marina Kowalski's 2023 study on adult financial learning showed that traditional methods have a 23% retention rate after six months. Our methodology, tested with 847 participants, achieved 71% retention using spaced repetition and scenario-based learning.
Three-Phase Research Validation
Each component of our curriculum undergoes rigorous testing before implementation. What you experience as a student represents the culmination of extensive research validation.
Cognitive Load Assessment
We measure how much mental effort each lesson requires using established cognitive psychology metrics. Content gets redesigned if it exceeds optimal processing capacity for working memory.
Behavioral Testing
Small groups test new material while we track completion rates, time spent, and knowledge application in simulated scenarios. Only concepts with 85%+ success rates advance to full curriculum.
Longitudinal Validation
We follow learners for 18 months post-completion, measuring knowledge retention and real-world application through quarterly assessments and financial behavior tracking.