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seraphiandor

Financial Planning Essentials

Privacy Policy

Effective Date: January 15, 2025

At seraphiandor, we believe your personal information deserves the highest level of protection. This comprehensive privacy policy explains how we collect, use, and safeguard your data when you interact with our financial planning platform and educational services.

Information We Collect

We collect information to provide you with personalized financial education and planning tools. The data we gather falls into several categories, each serving specific purposes to enhance your learning experience and ensure platform security.

Personal Information

  • Full name and contact details including email address and phone number
  • Mailing address for course materials and communication purposes
  • Date of birth and employment information for personalized financial planning
  • Educational background and professional experience in finance
  • Payment information processed through secure third-party payment processors

Usage and Technical Data

Our platform automatically collects technical information to improve functionality and provide insights into user behavior. This includes your IP address, browser type, device information, and interaction patterns with our educational content. We also track course progress, quiz results, and learning preferences to customize your educational journey.

How We Use Your Information

Your information serves multiple purposes within our educational platform. We analyze learning patterns to improve course content, send relevant educational updates, and provide customer support when needed.

Purpose Data Used Legal Basis
Course delivery and progress tracking Personal info, learning data Contract performance
Platform improvement and analytics Usage patterns, technical data Legitimate interest
Customer support and communication Contact details, account information Contract performance
Marketing and educational updates Email, preferences, learning history Consent

Data Sharing and Third Parties

We maintain strict control over your personal information and only share data when necessary for service delivery or legal compliance. Our partnerships with educational content providers and technology platforms are governed by comprehensive data protection agreements.

Important: We never sell your personal information to third parties for marketing purposes. Any data sharing occurs under strict contractual obligations that maintain the same level of protection as our internal policies.

Authorized Third-Party Services

  • Payment processors for secure transaction handling
  • Cloud hosting providers for data storage and platform operations
  • Email service providers for course communications and updates
  • Analytics services for platform improvement and user experience optimization
  • Customer support tools for efficient query resolution

Your Privacy Rights Under Canadian Law

As a resident of Canada, you have specific rights regarding your personal information under the Personal Information Protection and Electronic Documents Act (PIPEDA). We're committed to honoring these rights and providing clear procedures for exercising them.

Access and Control

You can request access to all personal information we hold about you, including details about how it's being used and who it's shared with. We'll provide this information within 30 days of your request, though complex requests may require additional time.

Correction and Updates

If you discover inaccuracies in your personal information, you have the right to request corrections. We'll update your records promptly and notify any third parties who may have received the incorrect information.

Data Portability and Deletion

You can request a copy of your data in a commonly used format for transfer to another service provider. You also have the right to request deletion of your personal information, subject to legal retention requirements for financial and educational records.

Security Measures and Data Protection

We employ multiple layers of security to protect your personal information from unauthorized access, alteration, or destruction. Our security framework includes both technical and administrative safeguards designed to meet industry standards for financial data protection.

Technical Safeguards

  • 256-bit SSL encryption for all data transmission
  • Encrypted database storage with regular security audits
  • Multi-factor authentication for administrative access
  • Regular security updates and vulnerability assessments
  • Secure backup systems with geographical redundancy

Administrative Controls

Access to personal information is restricted to authorized personnel who require it for their job functions. All staff undergo privacy training and are bound by confidentiality agreements. We maintain detailed access logs and regularly review permissions to ensure appropriate data handling.

Data Retention and Deletion

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected or as required by Canadian law. Different types of information have different retention periods based on their purpose and legal requirements.

Data Type Retention Period Reason
Course completion records 7 years Educational certification requirements
Financial transaction data 7 years Tax and audit compliance
Marketing preferences Until withdrawal of consent Ongoing communication authorization
Technical logs and analytics 2 years Security monitoring and platform improvement

International Data Transfers

Some of our service providers operate outside of Canada, which may involve transferring your personal information to other countries. When this occurs, we ensure that appropriate safeguards are in place to protect your data according to Canadian privacy standards.

Cross-Border Protection: All international data transfers are governed by contracts that require the same level of protection as Canadian law. We regularly assess the privacy laws of destination countries to ensure ongoing adequacy of protection.

Changes to This Privacy Policy

We review and update this privacy policy regularly to reflect changes in our practices, technology, or legal requirements. When significant changes occur, we'll notify you through email or prominent notices on our platform at least 30 days before the changes take effect.

Minor updates that don't affect your rights or our data handling practices may be made without advance notice, though we'll always update the effective date at the top of this policy. We encourage you to review this policy periodically to stay informed about how we protect your information.

Privacy Questions and Concerns

If you have questions about this privacy policy or want to exercise your privacy rights, we're here to help. Our privacy team is trained to handle all types of inquiries and can assist you with accessing, correcting, or deleting your personal information.

info@seraphiandor.com

seraphiandor Privacy Office
33721 S Fraser Way #101
Abbotsford, BC V2S 2C1, Canada
Phone: +12892442031

We respond to privacy inquiries within 5 business days and aim to resolve most requests within 30 days. For complex requests requiring extensive research, we may need additional time but will keep you informed of our progress.